Student Finance Overseas Repayment Calculator

Overseas repayment guides

Browse plan and country notes before using the calculator for a personalised estimate.

Germany EUR salary examples and overseas thresholds Australia AUD salary examples and overseas thresholds United States USD salary examples and overseas thresholds Canada CAD salary examples and overseas thresholds France EUR salary examples and overseas thresholds Netherlands EUR salary examples and overseas thresholds

Repayment plan guides

Plan 1 9% repayment rate above threshold Plan 2 9% repayment rate above threshold Plan 4 9% repayment rate above threshold Plan 5 9% repayment rate above threshold Postgraduate Loan 6% repayment rate above threshold

All country guides

Germany Australia Canada United States New Zealand United Arab Emirates France Netherlands Ireland Spain Sweden Switzerland Singapore Japan South Africa Hong Kong Norway

How these guides are maintained

Each guide uses public GOV.UK and Student Loans Company overseas threshold publications, then explains how the calculator applies the relevant repayment rate, exchange rate, and gross salary figure.

Last reviewed on 12 May 2026.